Case stories

Mohammed

, 59 years old

Location of patient: Egypt

Health condition: B-non Hodgkin lymphoma

Hospital: Charité Berlin Hospital, Germany

Type of treatment: Chemotherapy and Stem Cell Transplant

Cost of treatment: €350,000

Background
Mohammed is a 59-year-old Egyptian man. Following a routine health check, he was told he had an abnormally high production of white blood cells with a B-cell malignancy.

He was diagnosed with indolent B-non Hodgkin lymphoma which tends to grow slowly. Because of this, his doctor advised him not to undergo treatment until there were more obvious symptoms.

He was informed that B-non Hodgkin lymphoma, which accounts for around eight percent of all non-Hodgkin lymphoma cases, are usually benign at the beginning and only become more aggressive with time.

Mohammed didn't settle for this advice. He was keen to investigate early treatment options and contacted the Further team for support and advice.
How Further helped
After Mohammed activated his international insurance policy, Further assigned a case manager to collate his medical records.

We carried out a detailed analysis of the case and sought a second medical opinion.

Our team then produced a number of treatment options which were provided to Mohammed, along with our recommendations of hospitals.
Treatment and impact
Because his condition was complicated, many of the medical centres were not confident they could help to treat Mohammed. 

Eventually, we approached the Charité Berlin Hospital in Germany that agreed to provide the first consultation and possible further treatment. 

During his first visit there it was discovered that he also had acute leukaemia as well as non-Hodgkin lymphoma.

Mohammed was hospitalised immediately and given a month of chemotherapy. Following this, a stem cell transplant was deemed to be the only option.

To improve the chance of success with transplant operations, surgeons try to find a donor who is a perfect match to the patient.

In Mohammed’s case they were unable to find a full match and it was agreed to proceed with a half-matched donor stem cell obtained from his brother. This procedure, known as a haploidentical transplant, was performed successfully.

Mohammed then stayed in Germany for six months under the watch of doctors. After the rehabilitation period was over doctors said he could return to Egypt.

The Further team arranged the trip home for the brothers and later we organised Mohammed’s follow-up consultation in Berlin where he was told his leukaemia was in complete remission.

There were also no signs of active disease nor graft versus host disease (GvHD) which is a medical complication that sometimes occurs after a stem cell transplant.

Further's staff took care of everything including the costs associated with compatibility testing for the donor.

For Mohammed, the option of international treatment through his insurance policy saved his life. No longer facing a terminal diagnosis, he´s with his family and getting better every day.
"My physician is the head of the stem cell transplant department. I was lucky to have him as my doctor as he’s a very knowledgeable medical expert who’s given me the best treatment. The Further team arranged the transfer of the required funds for my hospital treatment and there was excellent contact and follow up."

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Nuno Mergulhão

Chief Information Officer

An experienced information technology leader with a strong background in pharmaceutical, industrial, and retail industries, Nuno has expertise in delivering on transformative technologies in areas like CRMs, ERPs, WCMS, Omnichannel and Cloud Computing on a local and global scale.

Joe Romanos

Global Head of Sales and Account Management

A lawyer by background, Joe started his career in insurance and health services after completing a Master’s in Global Management at the Antwerp Management School. Over the last 7 years, he has built a successful track record in several commercial functions, first as an individual contributor and, thereafter, as a leader. Joe joined Further in June 2022 to strengthen Further’s commercial capabilities and enable the team to deliver against the business’ growth ambitions.

Nicola Carter

Chief Product Officer

Nicola has over 20 years’ experience in underwriting, product development and marketing in leading international insurance companies. At Further, she is responsible for developing innovative health-related insurance products & services and building sustainable relationships with our key reinsurance partners.

Greg Jarzabek

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Greg joined Further following their acquisition of Trustedoctor digital platform. He is responsible for digital transformation and digital stakeholders’ journey in Further products. Greg is an experienced co-founder with a demonstrated history of working in the health and wellness industry. Greg has previously held senior leadership positions in the financial industry at Mitsubishi UFJ and Merrill Lynch after graduating from Harvard Business School.

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Amanda is our Chief Legal Officer and provides her strategic and commercially driven leadership and expertise to our business globally in all areas related to law, regulation, and compliance. Amanda has over 20 years’ international and cross border industry experience in legal, compliance, strategy, and transformation within a broad range of global industry sectors from insurance and technology to travel and customer engagement/loyalty. Prior to joining Further, Amanda established, led, and developed the global legal function at Collinson Group – a global privately owned group of companies spanning a range of sectors with over 1,700 employees, 1,500 clients and servicing over 400 million consumers globally.

Fernando Muñoz

Head of Business Transformation

Fernando contributes with strategic insights, business acumen and operational experience acquired through a long track of complex transformational programs in Accenture and Cigna, where he developed IT and Service Operations leadership roles in dynamic, global and business-challenging contexts.

Yaan Cao

General Manager China

Yaan is responsible for managing Further’s business in China. He was part of the core team involved in the company’s entry into China and South East Asia and supported the business development in both regions.

Ana Antunes

Global Head of Operations

Ana is responsible for global Customer Operations and Medical Management, providing strategic, operational, and clinical leadership from product ideation to operational implementation. Ana works every day with a purpose: to make a positive impact on people’s lives and with a commitment to always deliver customer value. Ana previously held key management roles in the Health Insurance sector as well as in the clinical setting as Operating Room Head Nurse.

Mei Yan

Chairwoman, Greater China

Mei Yan built up Further’s business in Greater China and is currently Chairwoman of Further’s business there, with more than 20 years’ experience in insurance, finance and consulting. This includes MSH, Mercer Consulting and McKinsey.

Ekaterina Ogareva

Director of Business Development (Russia and CIS)

With 20 years’ experience in insurance Business Development, Ekaterina has held a number of directorships and senior roles in the insurance industry, including at Best Doctors, Marsh, Renaissance Life and AIG.

Damien Payne

Director of Corporate Solutions

As one of the company’s co-founders Damien has been a central part of Further’s growth from the beginning. He currently heads up the Corporate Solutions division providing innovative health products and services to large multinationals enabling those employers to deploy these healthcare benefits equally to employees across the globe.

Ignacio San Miguel

Global Business Support Director

An experienced insurance director with a strong background in health and wellness, Ignacio has expertise in insurance operations, new market and product development, customer service and strategic planning. Ignacio drives Further’s business development objectives and handles new client opportunities alongside the sales and operations teams.

Tatiana Macías

Chief of Staff

Tatiana is responsible for ensuring Further’s operational excellence and high quality standards that form the strong foundations for supporting and driving our business growth during a time of ongoing change in global healthcare. Tatiana previously held senior leadership roles at Cigna, as well as several key management roles with Swiss Re.

Antonio Lubrano

Group General Manager and Chief Financial Officer

Joining the Further team after 27 years in leadership roles at IBM around the world, Antonio brings extensive knowledge in developing and managing strategic, secure and high-performing processes, as well as far-ranging experience in financial operations and processes on an international scale.

Frank Ahedo

Chief Executive Officer

Frank’s expertise in developing turnkey insurance products with a focus on serious illness is guided by his vision for solutions that allow access to top quality international healthcare, regardless of geography. Under his leadership, Further has strengthened and built strong partnerships with leading insurance companies, international banks, multinational brokers and major corporations worldwide.

John smith

CEO

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Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.