案例故事

, 59岁

埃及

非霍奇金淋巴瘤

Charité Berlin Hospital,德国

化疗和干细胞移植

350,000欧元

背景
穆罕默德是一个59岁的埃及人。经过例行的健康检查,他被告知他患有B细胞癌症,白细胞的产量异常高。

之后的检查里,他被诊断患上了淋巴瘤,这种淋巴瘤生长缓慢。因此,他的医生建议他在出现更明显的症状之前不要接受治疗。

然而他得知,这种淋巴瘤占所有非霍奇金淋巴瘤病例的8%左右,通常在开始时是良性的,随着时间的推移会变得愈发具有侵略性。

穆罕默德没有接受当地医生的建议,而是积极地寻找早期治疗方案,并联系Further团队寻求支持和建议。
Further提供的援助
穆罕默德激活国际保险保单后,Further指派了一名客户经理核对他的病历。

我们对该病例进行了详细的分析,并寻求了专家们的意见。

然后,我们的研究小组提出了一些治疗方案,这些方案和我们建议的医院名单一起提供给了穆罕默德。
治疗和影响
因为他的病情很复杂,我们联系的许多医疗中心拒绝了治疗穆罕默德的请求,说他们没有提供治疗的能力和技术。

最终,德国柏林慈善医院同意提供第一次咨询和可能的进一步治疗。

在他第一次在那就诊时,发现他除非霍奇金淋巴瘤外还患有急性白血病。

穆罕默德被立即安排住院,接受了一个月的化疗后,专家们认为骨髓移植是唯一的选择。

为了提高移植手术成功的机会,外科医生努力的寻找能与病人完美匹配的捐赠者。

但是很难找到完全匹配穆罕默德的捐赠者,最终决定从他的兄弟那里获得半匹配的捐献者骨髓。这项手术被称为单倍体移植,手术难度很高但是经过专家们的不懈努力,手术取得了成功。

穆罕默德随后在医生的照顾下在德国住院观察了六个月。康复期结束后,他在医生的许可下返回了埃及。

Further团队为这对兄弟安排了回家的行程,之后在柏林组织了穆罕默德的后续会诊,会诊结果显示他的白血病病情已经得到完全缓解。

也没有活动性疾病或移植物抗宿主病(GVHD)的迹象。(一种医学并发症,骨髓移植后时有发生)

治疗期间,Further的工作人员安排好了所有事务,其中还包括与捐助者兼容性测试相关的费用。

对于穆罕默德来说,通过他的选择的这款保险为他提供了国际治疗,也挽救了他的生命。他的晚期疾病得到了治愈,每天和家人在一起,身体状况也每天都在好转。
“我的医生是干细胞移植科的主任。我很幸运他是我的医生,因为他是一位知识渊博的医学专家,给了我最好的治疗。Further团队安排了住院治疗所需的资金,并进行了很好的联系和随访。”

Nuno Mergulhão

Chief Information Officer

An experienced information technology leader with a strong background in pharmaceutical, industrial, and retail industries, Nuno has expertise in delivering on transformative technologies in areas like CRMs, ERPs, WCMS, Omnichannel and Cloud Computing on a local and global scale.

Joe Romanos

Global Head of Sales and Account Management

A lawyer by background, Joe started his career in insurance and health services after completing a Master’s in Global Management at the Antwerp Management School. Over the last 7 years, he has built a successful track record in several commercial functions, first as an individual contributor and, thereafter, as a leader. Joe joined Further in June 2022 to strengthen Further’s commercial capabilities and enable the team to deliver against the business’ growth ambitions.

Nicola Carter

Chief Product Officer

Nicola has over 20 years’ experience in underwriting, product development and marketing in leading international insurance companies. At Further, she is responsible for developing innovative health-related insurance products & services and building sustainable relationships with our key reinsurance partners.

Greg Jarzabek

Chief Digital Officer

Greg joined Further following their acquisition of Trustedoctor digital platform. He is responsible for digital transformation and digital stakeholders’ journey in Further products. Greg is an experienced co-founder with a demonstrated history of working in the health and wellness industry. Greg has previously held senior leadership positions in the financial industry at Mitsubishi UFJ and Merrill Lynch after graduating from Harvard Business School.

Amanda Frayne

Chief Legal Officer

Amanda is our Chief Legal Officer and provides her strategic and commercially driven leadership and expertise to our business globally in all areas related to law, regulation, and compliance. Amanda has over 20 years’ international and cross border industry experience in legal, compliance, strategy, and transformation within a broad range of global industry sectors from insurance and technology to travel and customer engagement/loyalty. Prior to joining Further, Amanda established, led, and developed the global legal function at Collinson Group – a global privately owned group of companies spanning a range of sectors with over 1,700 employees, 1,500 clients and servicing over 400 million consumers globally.

Fernando Muñoz

Head of Business Transformation

Fernando contributes with strategic insights, business acumen and operational experience acquired through a long track of complex transformational programs in Accenture and Cigna, where he developed IT and Service Operations leadership roles in dynamic, global and business-challenging contexts.

Yaan Cao

General Manager China

Yaan is responsible for managing Further’s business in China. He was part of the core team involved in the company’s entry into China and South East Asia and supported the business development in both regions.

Ana Antunes

Global Head of Operations

Ana is responsible for global Customer Operations and Medical Management, providing strategic, operational, and clinical leadership from product ideation to operational implementation. Ana works every day with a purpose: to make a positive impact on people’s lives and with a commitment to always deliver customer value. Ana previously held key management roles in the Health Insurance sector as well as in the clinical setting as Operating Room Head Nurse.

梅燕

大中华区总经理

Mei Yan directs Further’s business in Greater China, with more than 20 years’ experience in insurance, finance and consulting. This includes Best Doctors Underwriting, MSH, Mercer Consulting and McKinsey.

叶卡捷琳娜·奥加雷瓦

业务发展总监(俄罗斯和独联体国家)

With 20 years’ experience in insurance Business Development, Ekaterina has held a number of directorships and senior roles in the insurance industry, including at Best Doctors, Marsh, Renaissance Life and AIG.

达米安·佩恩

企业解决方案总监

As one of the company’s co-founders Damien has been a central part of Further’s growth from the beginning. He currently heads up the Corporate Solutions division providing innovative health products and services to large multinationals enabling those employers to deploy these healthcare benefits equally to employees across the globe.

伊格纳西奥·圣·米格尔

全球业务支持总监

An experienced insurance director with a strong background in health and wellness, Ignacio has expertise in insurance operations, new market and product development, customer service and strategic planning. Ignacio drives Further’s business development objectives and handles new client opportunities alongside the sales and operations teams.

塔蒂亚娜·玛西亚

首席运营官

Tatiana is responsible for ensuring Further’s operational excellence and high quality standards that form the strong foundations for supporting and driving our business growth during a time of ongoing change in global healthcare. Tatiana previously held senior leadership roles at Cigna, as well as several key management roles with Swiss Re.

安东尼奥·卢布拉诺

集团总经理

Joining the Further team after 27 years in leadership roles at IBM around the world, Antonio brings extensive knowledge in developing and managing strategic, secure and high-performing processes, as well as far-ranging experience in financial operations and processes on an international scale.

弗兰克·阿埃多

首席执行官

Frank’s expertise in developing turnkey insurance products with a focus on serious illness is guided by his vision for solutions that allow access to top quality international healthcare, regardless of geography. Under his leadership, Further has strengthened and built strong partnerships with leading insurance companies, international banks, multinational brokers and major corporations worldwide.

John smith

CEO

Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.

Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.Let’s face it, no look is really complete without the right finishes. Not to the best of standards, anyway (just tellin’ it like it is, babe). Upgrading your shoe game. Platforms, stilettos, wedges, mules, boots—stretch those legs next time you head out, then rock sliders, sneakers, and flats when it’s time to chill.